Sign Up Bonus
The best offer for the card is:
- Earn 80,000 BMO Reward Points after spending $6,000 within the first three months.
- Earn additional 40,000 BMO Reward Points after spending $30,000 within the first six months.
- Earn a further 80,000 BMO Reward Points after spending $75,000 within the first year.
- Earn 30,000 BMO Reward Points for spending $4,000 within the first three months.
- Earn an additional 20,000 BMO Reward Points for spending $7,000 within the first six months.
- Earn a further 20,000 BMO Reward Points for spending $12,000 within the first year.
Up to $200 NEXUS Statement Credit in first year
Benefits
The insurance benefits of holding the credit card are:
- Travel Medical Insurance
- Flight Delay Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Baggage Delay Insurance
- Lost Baggage Insurance
- Hotel Burglary Insurance
- Travel Accident Insurance
- Car Rental Insurance
- Purchase Protection Plan
- Extended Warranty Insurance
- Mobile Device Insurance
The lounge benefits of holding the credit card are:
- 6 complimentary airport lounge access through the Visa Airport Companion Program provided by Dragonpass program.
- Subsequent lounge access is US$32 per person per visit.
The other benefit of holding the credit card are:
- $200 annual credit issued every calendar year for any single purchase greater than $200.
Earning Points
You will earn:
- 5 BMO Reward point for every $1 spent on groceries, dining, gas, drugstore and travel.
- 1 BMO Reward point for every $1 spent on all other categories.
You will also earn 25% bonus points if you have a supplementary cardholder.
Fees
Annual fee of $599.
Supplementary card fee of $99 per additional card.
There is a 2.5% foreign transaction fee on this credit card.
Summary
The BMO eclipse Visa Infinite Privilege Card has a very high spend requirement for their complete sign up bonus. However, if you spend extensively on travel, this credit card has the highest cashback rate for travel purchases.