Sign Up Bonus
- Earn 15,000 Vancity Rewards ($150) after your first purchase.
- Earn 30,000 Vancity Rewards ($300) after spending $6,000 in the first three months.
- Earn 9,000 to 60,000 Vancity Rewards for spending $6,000 in the first three months.
In total, you can earn at least 45,000 to 105,000 Vancity Rewards with the sign up bonus.
Benefits
The insurance benefits of holding the credit card are:
- Travel Medical Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Flight Delay Insurance
- Baggage Delay Insurance
- Hotel Burglary Insurance
- Travel Accident Insurance
- Car Rental Insurance
- Purchase Protection Plan
- Extended Warranty Insurance
- Mobile Device Insurance
- Price Protection Insurance
The lounge benefits of holding the credit card are:
- 6 complimentary airport lounge access through the Visa Airport Companion Program provided by Dragonpass program. Subsequent lounge access is US$32 per person per visit.
Earning Points
You will earn:
- 10 points for every $1 spent on Modo, JJBean, and Fresh Prep.
- 5 points for every $1 spent on public transit and Ferries.
- 3 points for every $1 spent on groceries.
- 2 points for every $1 spent on Vancity Travel.
- 1.5 point on every other $1 spent.
Fees
Annual fee of $395 for non-members and $245 for members.
Supplementary card fee of $0 for the first card. $50 per additional card, for up to 4 cards.
There is a 2.5% foreign transaction fee on all credit cards.
Summary
The Vancity enviro Visa Infinite Privilege has poor sign up bonus for the annual fee. The benefits of holding the card beyond that are also limited, however, the discount on Modo might be attractive for certain people.