Sign Up Bonus
The best offer for the card is:
- Earn 55,000 Membership Reward Points after spending $5,000 within the first three months of card membership.
- Earn 5,000 Membership Reward Points for spending $5,000 within the first three months of card membership.
- 10 Membership Reward Points for every $1 spent on eligible business essentials including office supplies & electronics, rides & gas, eats & drinks, for the first $1,000 within 6 months of card membership.
- Earn 10,000 Membership Reward Points after spending $3,000 in each month, for the first 12 months.
In the first three months of card membership, you can earn between 60,000 to 70,000 Membership Reward Points after spending $5,000.
Benefits
The insurance benefit of holding the credit card are:
- Car Rental Theft and Damage Insurance
- Buyer’s Assurance Protection Plan
- Purchase Protection Plan
- Employee Card Misuse Protection
Earning Points
You will earn:
- 3 Membership Reward points for every $1 spent on eligible office supplies, electronics, rides and gas, eats and drinks.
- 1 Membership Reward point for every $1 spent on all other expenses.
Fees
Annual fee of $99,
Supplementary card fee of $0.
There is a 2.5% foreign transaction fee on all credit cards.
Summary
This credit card is very light on benefits, however, the cheapest way to accumulate 70,000 Membership Reward points very quickly. This card will also provide you access to AmEx Offers, which is a great way to recover some, if not all of your annual fees.