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BMO Ascend World Elite Mastercard Review

Posted on April 13, 2024December 19, 2025 by Canadian Credit Card Guide

Application Link

Sign Up Bonus

The best offer for the card is:

  • Earn 45,000 BMO Reward points after spending $5,000 within the first 3 months,
  • Earn an additional 20,000 BMO Reward points after spending $10,000 within the first 6 months,
  • Earn a further 35,000 BMO Reward points after spending $20,000 within the first 12 months.
  • First year annual fee waived for the primary and one supplementary card holder.
  • Up to $200 NEXUS Statement Credit for the first year.

In the first 12 months, you can earn between 45,000 to 100,000 BMO Reward points.

Benefits

The insurance benefits of holding the credit card are:

  • Travel Medical Insurance
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Lost Baggage Insurance
  • Hotel Burglary Insurance
  • Extended Warranty Insurance
  • Car Rental Insurance
  • Purchase Protection Plan
  • Mobile Device Insurance
  • Credit Card Balance Protection

The car rental benefits of holding the credit card are:

  • Save up to 20% on National Car Rental and Alamo Rent a Car,
  • Save up to 5% on Enterprise Rent-A-Car.

The lounge benefits of holding the credit card are:

  • 4 complimentary airport lounge access through the Mastercard Travel Pass provided by Dragonpass program.
  • Subsequent lounge access is US$32 per person per visit.

The travel benefits of holding the credit card are:

  • With FlexiRoam, up to 15% off a Global Data Roaming plus up to 3GB of data,
  • 20% off cirque de soleil shows when they are touring Canada and 15% off for resident shows in Las Vegas.

Earning Points

You will earn:

  • 5 BMO Reward points for every $1 spent on travel purchases.
  • 3 BMO Reward points for every $1 spent on entertainment, dining and recurring bill payments.
  • 1 BMO Reward point for every $1 spent on all other categories.

Fees

Annual Fee – $150

Supplementary card fee of $50 for the first card.

There is a 2.5% foreign transaction fee on this credit card.

Summary

The BMO Ascend World Elite Mastercard has a fantastic sign up bonus and is a great option for travel purchases.

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