Sign Up Bonus
The best offer for the card is:
- Earn 15,000 Aventura Points after your first purchase.
- Earn 20,000 Aventura Points after spending $3,000 within the first 4 monthly statement periods.
- Earn 3,000 to 6,000 Aventura Points for spending $3,000 within the first 4 monthly statement periods.
- First year annual fee waived for the primary and up to three supplementary card holder.
In the first 4 monthly statement periods, you can earn 38,000 to 41,000 Aventura Points.
Benefits
The insurance benefits of holding the credit card are:
- Travel Medical Insurance
- Flight Delay Insurance
- Baggage Delay Insurance
- Lost Baggage Insurance
- Hotel Burglary Insurance
- Travel Accident Insurance
- Car Rental Insurance
- Purchase Protection Plan
- Mobile Device Insurance
The lounge benefits of holding the credit card are:
- 4 complimentary airport lounge access through the Visa Airport Companion Program provided by Dragonpass program.
- Subsequent lounge access is US$32 per person per visit.
The travel benefits of holding the credit card are:
- $50 NEXUS Application fee rebate, once every four years.
Earning Points
You will earn:
- 2 Aventura Points for every $1 spent through the CIBC Rewards Center.
- 1.5 Aventura Points for every $1 spent on gas, electric vehicle charging, groceries and drug stores.
- 1 Aventura Point for every $1 spent on all other categories.
Fees
Annual fee of $139.
Supplementary card fee of $50 for the first card.
There is a 2.5% foreign transaction fee on this credit card.
Summary
The CIBC Aventura Gold Visa Card has a fantastic sign-up bonus but otherwise only mediocre earn rates on an on-going basis.