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Desjardins Odyssey Visa Infinite Privilege Card Review

Posted on December 11, 2025December 21, 2025 by Canadian Credit Card Guide

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Sign Up Bonus

There is no sign up bonus for this credit card.

Benefits

The insurance benefits of holding the credit card are:

  • Travel Medical Insurance
  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Hotel Burglary Insurance
  • Travel Accident Insurance
  • Car Rental Insurance
  • Purchase Protection Plan
  • Extended Warranty Insurance
  • Mobile Device Insurance

The lounge benefits of holding the credit card are:

  • 6 complimentary airport lounge access through the Visa Airport Companion Program provided by Dragonpass program. Subsequent lounge access is US$32 per person per visit.
  • 12 complimentary airport lounge access at Desjardins Odyssey Lounge in Montreal.

The car rental benefits of holding the credit card are:

  • Up to 25% discount, waived underage driving fee, complimentary additional driver and a reduced fee for Lost Damage Waiver on Hertz within USA and Canada when you use the CDP code 1629632.
  • Complimentary Hertz Five Star status extended to cardholders, 20% off the Prestige collection (US and Europe) and 25% off a GPS unit.
  • Up to 10% discount, waiver underage driving fee, complimentary additional driver on Dollar or Thrifty when you use CDP code 3060029.

Earning Points

You will earn:

  • 4% cashback on restaurants, entertainment, public transit.
  • 3% cashback on groceries and travel.
  • 1.5% cashback on every other $1 spent.

Fees

Annual fee of $395 for non-members and $295 for members.

Supplementary card fee of $95.

There is a 2.5% foreign transaction fee on all credit cards.

Summary

The Desjardins Odyssey Visa Infinite Privilege has no sign up bonus for the annual fee. The benefits of holding the card beyond that are also limited, however, the coupon code for Hertz might be beneficial for a certain type of traveler.

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