Sign Up Bonus
The best offer for the card is:
- Earn 50,000 Scene+ points after spending $3,000 within the first 3 months,
- Earn 10,000 Scene+ points after spending $10,000 within the first 14 months.
- Earn 6,000 Scene+ points for spending $3,000 within the first 3 months.
- Earn an additional 14,000 Scene+ points for spending $7,000 within the first 14 months.
In the first 3 months, you can earn at least 56,000 Scene+ points.
In the first 14 months, you can earn at least 80,000 Scene+ points.
Benefits
The insurance benefits of holding the credit card are:
- Travel Medical Insurance
- Trip Cancellation Insurance
- Trip Interruption Insurance
- Flight Delay Insurance
- Baggage Delay Insurance
- Lost Baggage Insurance
- Hotel Burglary Insurance
- Travel Accident Insurance
- Car Rental Insurance
- Mobile Device Insurance
The lounge benefits of holding the credit card are:
- 10 complimentary airport lounge access through Priority Pass Lounges or Plaza Premium Lounges.
Earning Points
You will earn:
- 2 Scene+ point for every $1 spent on all categories.
Fees
Annual fee of $399.
Supplementary card fee of $99.
There is no foreign transaction fee for this credit card.
Summary
The Scotiabank Platinum American Express card has a relatively good signup bonus, however, the benefits for the high annual fee are seemingly limited. It is also one of the few cards that waive the foreign transaction fee.